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Author: Jessica Bennet
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Mortgage delinquency rate declined 10% in 2013

Posted on: 29th Jan, 2014 03:35 am
According to the data released by the Black Knight Financial Services’ Mortgage Monitor, mortgage delinquencies dropped nearly 10% in 2013 on a year-over-year basis despite a slight rise in December. But, there is widespread variation in mortgage delinquency rate across states.
It should be noted here that at the end of December, 2013, there were 3.24 million properties that were 30 or more days delinquent, but not in foreclosure.
Posted on: 29th Jan, 2014 08:00 pm

Victory for Rural Development

Posted on: 28th Jan, 2014 08:59 am
Late last night, House and Senate negotiators filed a final Farm Bill agreement, which includes the Rural Definition provision from the Senate bill (Section 6208). The House is scheduled to vote on the bill tomorrow. It will likely be voted on by the Senate this week, before heading to the President for his signature.
Section 6208 is a significant victory for Rural Housing organizations and advocates. The provision extends current law through the 2020 Census and increases the population threshold from 25,000 to 35,000. This will help ensure that low-income families--particularly those living in metro counties--will have access to critical USDA resources and programs. In addition, it will provide much-needed certainty to rural housing developers and organizations.

While there is no guarantee this will pass, it is definitely a step in the right direction.
This is a great news for the low income families. It will be of great help to them. However, can you provide us with a link where we can get more information in this regard? The source url that you have provided does not say anything in this regard.
Posted on: 28th Jan, 2014 08:13 pm

Fall in foreclosure rates and rise in home sales

Posted on: 28th Jan, 2014 01:34 am
The year 2013 ended in a positive note for the housing market. The foreclosure rates declined and home sales increased in this year. Though the mortgage interest rates were increasing, the buyer demand for homes helped in recovery of the housing market.
This is a great news for the real estate market. Decline of foreclosures will have a huge positive impact on the housing market.
Posted on: 28th Jan, 2014 08:27 pm

Metropolitan areas to be hit by new FHA limits

Posted on: 27th Jan, 2014 04:12 am
According to a report published by the Urban Institute, the reduced FHA loan limits will have deep impact on the minority borrowers and potential homebuyers in the metropolitan areas. Part of the change is due to a reduction in the loan ceiling for high-value areas, which dropped from $729,750 to $625,000, and changes in the formula to determine loan limits in high-value areas that do not reach the ceiling.
It should also be noted here that a much bigger impact of FHA limits is due to a change in how median home prices are determined. Prior to Jan. 1, 2014, the FHA based its determination of median home prices on pre-2008 home values; under the new formula, home values are based on their highest level since the crash in 2008.
Posted on: 27th Jan, 2014 07:54 pm

IMF forecasts brighter outlook for global economy

Posted on: 24th Jan, 2014 03:01 am
In its latest edition of its World Economic Outlook, the International Monetary Fund (IMF) has raised its forecast of global economic growth to 3.7% for 2014. It expects the global growth to increase to 3.9% in 2015. IMF has also warned that the economy still remains susceptible to risk.
It should also be noted here that the IMF has edged up forecasts for Japan, Germany, France, Spain, and China but has lowered the forecast for Italy and Russia.
Posted on: 26th Jan, 2014 08:05 pm

Economic growth leads to growth in US cities

Posted on: 23rd Jan, 2014 01:22 am
According to a report released by the U.S. Conference of Mayors, unlike in 2013, in 2014, most of the city's economy is projected to grow. According to a different report released by the IHS Global Insight, all but seven of 363 metropolitan areas will post economic gains as the national expansion accelerates. This is a major shift from 2013, when 97 areas contracted despite national growth.
Apart from what Scot has mentioned, it should be noted that nearly all metropolitan areas are projected to gain jobs in 2014.
Posted on: 23rd Jan, 2014 07:03 pm
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