Posted on: 28th Nov, 2007 11:29 pm
In the state of Texas who is designated as the trustee of the deed of trust?
If my soon to be wife is on the deed of trust but not on the mortage then is she entitled to any part of the house if we seperate?
we have had our loan pass thur many companies and could not retrive any info on our loan. we heard that the deed of trust has to be orginal, is this true
Hi Timothy,
If your name is on the deed of trust, she is not entitled to any ownership rights to the property. A deed of trust refers to the mortgage and it is different from a property deed. However, you should keep in mind that Texas is a community property state. Thus, your wife does have certain rights to the house. When you separate, the property will be divided as per community property laws.
Hi fish,
You can visit your local land records office. If the deed of trust was recorded at the time it was executed, it should show on the public record. I believe you can get information about your loan from there. You have said the loan has passed through many companies. Do you know which company holds the mortgage at present? If you do, you can contact them directly regarding the deed of trust.
If your name is on the deed of trust, she is not entitled to any ownership rights to the property. A deed of trust refers to the mortgage and it is different from a property deed. However, you should keep in mind that Texas is a community property state. Thus, your wife does have certain rights to the house. When you separate, the property will be divided as per community property laws.
Hi fish,
You can visit your local land records office. If the deed of trust was recorded at the time it was executed, it should show on the public record. I believe you can get information about your loan from there. You have said the loan has passed through many companies. Do you know which company holds the mortgage at present? If you do, you can contact them directly regarding the deed of trust.
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