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A [b:6650189173]title search[/b:6650189173] involves the review of the public records and legal documents related to a property. It helps to determine whether the property is free from title defects like unpaid taxes, pending mortgage payments, judgments against the seller and other liens.

Generally, the title company conducts title search on the property. Title searches are required whenever you purchase or sell a property, take a mortgage loan against the property, [url=http://www.mortgagefit.com/refinance.html]refinance[/url] the loan or apply for a building permit.

A title search reveals the following facts:
[list:6650189173][*:6650189173]The names of legal owners of the property and their employment status at the time of purchasing the property.

[*:6650189173]Whether the ownership of the property is joint tenancy

[*:6650189173]If the seller has not paid off the mortgage loan against the property.

[*:6650189173]If there is any charge against the title to the property.

[*:6650189173]Whether the property has any easement on it, for example the right to install pipelines or telecommunication lines.

[*:6650189173]If the property has any building lien on it, that is, the owner has not paid the contractor after he worked on the property.[/list:u:6650189173][b:6650189173]Importance of title search: [/b:6650189173]

A title search determines if the person selling a property has the right to sell it or the purchaser has the right to buy the property. This helps the buyers as they are assured that they are buying the property from the legal owner. It also makes the lenders aware of certain problems that may affect the title to the property.

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

has anyone done business with protitleusa? I ordered a title search more than two weeks ago. now they aren't even responding to my emails. Is this a scam?!

Like | Dislike | Share | Posted: Fri, 03/02/2012 - 15:38 | Post subject:

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi martha,

Well, I haven't heard much about ProtitleUSA. But you can try contacting them at 888.878.8081. This is the phone number mentioned on their website. This might help you in getting in touch with them.

Thanks

Like | Dislike | Share | Posted: Fri, 03/02/2012 - 23:18 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

we have a friend that borrowed money against her house a few years ago. now the person she borrowed the money from wants all money due now because of a balloon clause that was in the agreement. To help this friend out we said that we will pay cash for the amount owe and the women would quit claim the deed to us. But now we have discovered that an IRS lien is also on the house. Will that lien also transfer to us?

Like | Dislike | Share | Posted: Fri, 09/28/2007 - 07:35 | Post subject:

larry2's picture
larry2 | Joined: June 27, 2007 02:50 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Falen,

Without clearing off the IRS lien, your friend cannot transfer the house to you. The IRS will not allow her to do the property transaction.

Like | Dislike | Share | Posted: Fri, 09/28/2007 - 22:21 | Post subject:

jerry's picture
jerry | Joined: October 17, 2005 03:24 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Falen,

There is a possibility that the house along with the lien will be transferred to you. And, if the person responsible for the lien does not pay off the obligation to get clear title, then you need to pay it or else IRS might sell your home after a certain time period.

Thanks,

Jerry

Like | Dislike | Share | Posted: Sat, 09/29/2007 - 05:38 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

i would like to know if ownership of unit 79 jen gardens thistle road kempton park has been transfered to the buyers ownership?the unit is previosly owned by mr tyokwana.

Like | Dislike | Share | Posted: Mon, 09/01/2008 - 09:00 | Post subject:

adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Welcome khaya,

You need to check out the public records at the office of the County Recorder.

Like | Dislike | Share | Posted: Tue, 09/02/2008 - 01:06 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

You can run a title search in less then 24-hours whether the county has a computerized access of not. Companies like protitleusa.com and titlesearch.com will give you report in less then 24 hours. All your title concerns will be answered.

Like | Dislike | Share | Posted: Fri, 09/05/2008 - 04:20 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

if i foreclose on one of my investment property in lee county. can they put a lien or go after my homestead primary property in borward county? if so, would it be smart of me to go ahead and quit claim my home to my son now. I only owe 20,000 thousand left on my primary home, so should i pay that off first then quit claim to my son and let him get title to the house also? would that be the smartest thing to do?

Like | Dislike | Share | Posted: Sun, 03/01/2009 - 15:03 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Lenders may place lien on homestead property but they will not be able to force you to sell the property in order to satisfy the lien. Whenever you sell off the property, you will have to first clear off the lien. You may be able to quitclaim the property to your son provided if no judgments have passed against you. It would be better to consult an attorney in this regard.

Like | Dislike | Share | Posted: Mon, 03/02/2009 - 01:08 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

is there any free title searches i can do?

Like | Dislike | Share | Posted: Sun, 04/12/2009 - 22:18 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

i need to know if property if clear from any liens or judgments and there is a clear title on the property

Like | Dislike | Share | Posted: Sun, 04/12/2009 - 22:16 | Post subject:

Niicss's picture
Niicss | Joined: October 3, 2005 11:54 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi marilyn

You can either contact the county recorder's office or hire a title search company in order to know whether the title of the property is free and clear or not. I don't think you you'll be able to do a title search free off cost.

Thanks.

Like | Dislike | Share | Posted: Mon, 04/13/2009 - 03:52 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

An attorney friend is going to call the County Assessor's Office to check on title to a property, the date of the sale and the sale price. Won't this be without cost to me? My sister and I are heirs to this property but the sale took place 30 years ago and we were not located at that time.

Like | Dislike | Share | Posted: Sat, 04/25/2009 - 17:17 | Post subject:

savior70's picture
savior70 | Joined: March 25, 2009 05:14 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi

It's good to check the title of the property the sale of which took place 30 years ago. Well, it will involve certain costs, but I think this will give you complete peace of mind once you get to know whether there is any claim against the property or if the title is free and clear.

Like | Dislike | Share | Posted: Tue, 04/28/2009 - 07:17 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

would you be notified if someone was placing a lien on your home, or can the do it without notifing you first

Like | Dislike | Share | Posted: Sat, 06/06/2009 - 16:54 | Post subject:

eric1's picture
eric1 | Joined: January 4, 2009 03:52 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

You may not know it. However, you can check the records at town hall to see if there are any liens against your property.

Like | Dislike | Share | Posted: Sat, 06/06/2009 - 18:56 | Post subject:

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