41 Useful Financial Calculators

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Our community offers user-friendly calculators to help you calculate and take the right decision. There is a wide range of calculators on mortgage, home affordability, debt, refinance and other financial issues.

Home Affordability Calculators • How much can i afford? • How much can i borrow? • Which is better - Buying or renting?    Calculate the estimated buying and renting costs and compare in order to find out if it profitable to buy or rent. • How much can a renter afford?    A renter can work out his mortgage amount on the basis of his monthly rent payment.    Mortgage Calculators • Calculate the down payment need to pay • Calculate APR for the loan program • Plan your loan period    Determine your loan repayment period with known values of interest rate and monthly payments • Calculate money saved by paying points • Compare Payments on FRM with ARM • Compare Monthly and Biweekly Mortgage Payment • How much to save in Bi-weekly loan payment     Calculate the total interest you will save by having a bi-weekly payment plan • Compare your payments with different terms    Compare the monthly payments and total interest on your loan for different loan terms. • Compare Mortgage Payments at different rates • Compare payments for different loan amount     Calculate the monthly payments over a range of loan amount at different rates of interest. • Calculate total monthly mortgage payments • How much to earn by extra mortgage payments    Simply by investing the extra money instead of using it for extra payments, you could not have received such a high rate of return.    Others Financial Calculators • Work out your tax benefits on home buying    Determine the tax deduction benefits of taking out a mortgage loan to buy a home. • Determine tax savings due to deduction on mortgage • Determine your available credit limit    Determine the credit limit available to you for different values of the appraised value. • What is the worth of your CD at maturity?    Determine the future value of the Certificate of Deposit over a certain period of time. • How much to save for Retirement • Do you gain by converting IRA into Roth IRA?    Decide whether you will save more by converting your Traditional account into a Roth IRA • Compare Taxable with Tax-Deferred investment?    Calculate the net amount obtained by using a taxable and a tax-deferred investment. • Calculate Tax Savings in 1031 Exchange • Determine your net home selling cost

Refinance Calculators • Compare Cash-out Refinance with Second Mortgage • Determine total interest savings through Refinance • How much to save by consolidation and refinance    Determine the interest saved by consolidating your first and second loans and then refinancing the debt into a single loan.    Amortization Calculators • Amortize the qualifying loan amount • Get FRM amortization schedule • Amortize the adjustable monthly payment    Debt Calculators • Are you eligible for the loan? • Figure out the total unsecured loan amount • Calculate the average interest rate on total debts? • How long will it take to pay off the debt? • How much is your monthly debt payment? • Save and earn by investing in your debt    Calculate the annual rate of return on your investment, that is, on your extra payments towards the debt. • Calculate saving by consolidating debt • Reduce debt and determine the savings • How much to save by getting debt-free faster    Find out the time and money you will save by paying off your debts faster. • Consolidate debt into a home equity loan    Calculate your tax savings due to consolidation of your debts into low interest home equity loan.