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The guide is a comprehensive coverage of the entire mortgage loan process right from knowing the very basics of mortgage to paying it off. It directs you to the right track throughout the loan process. The guide includes an overview of the mortgage process along with concepts on mortgage as well as sections on related issues like credit, bankruptcy and insurance.

Knowing the basics of mortgage A synopsis of the preliminary concepts in mortgage		Making the right mortgage choice A roundup of popular loan programs
• Basics of Mortgage • 31 Common Mortgage Mistakes Smart People avoid • Should you go for a mortgage? Check out yourself • APR: A key factor to judge best lender • Amortization- A loan repayment plan • Do you need an appraisal for your mortgage? • Mortgage from a bank or credit union? • How to prepare yourself while applying for mortgage?		• Choose the loan program that suits you best • Fixed Rate Mortgage • Is Adjustable Rate Mortgage a favorable choice for you? • Planning for a Loan from Retirement Account (401k/403b) • Reverse Mortgage: The Financial Aid for Seniors • Mobile home loan - How to qualify and what are the options? • Reduce your total debt with a debt consolidation mortgage
Loan process Understanding every aspect of home loan process		Mortgage & Deed FAQs Check out 65 FAQs on mortgage and deeds
• Prerequisites for Mortgage loan application • Pre-Qualification and Pre-Approval • Basics and Importance of Down Payment • Different expenses at the time of closing • Escrow and its Significance		• Top 24 Mortgage Refinance Faq • Top 20 Mobile/Manufactured home loan faq • 21 FAQs on Deed, Quitclaim and Property Transfer
Shopping for another mortgage Alternative financing options after taking the first mortgage		Overview of credit basics Know about the strategies to establish and maintain good credit
• Is Mortgage Refinance a wise financial move? • Which Refinancing Option suits your situation? • How to refinance your current mortgage • 9 Refinance Mistakes and how to avoid them • Should you go for a Second Mortgage loan? • 10 Big Second Mortgage Mistakes to stay away from • Remortgage - Replace your high rate mortgage		• Credit score and its importance • Vantage Score: a unified scoring model • Rate your creditworthiness • How credit report gets affected by credit history • Is interest rate affected by FICO score? • Common Credit Repair Scams Affecting Debtors
Filing Bankruptcy under the new law Self-help resources on how to deal with bankruptcy		Choosing the right lender Useful tips to make your lenders search easier
• How to get debt-free with Bankruptcy • Is bankruptcy the last option? • After bankruptcy where you are? • Check whether you qualify for Chapter 7 or 13 • Smart and Easy ways to avoid Bankruptcy • Common myths on bankruptcy • 17 ways to protect yourself from the foreclosure trap • Which is right for you - bankruptcy or foreclosure?		• How to choose the best lender? • Selecting the right lender - Factors to consider • How do you choose the best mortgage company? • Predatory lending - How it affects the mortgage industry
Importance of insurance Details on the insurance policies that are required in mortgage
• Private mortgage insurance • Home owner Insurance • Unable to make payment? Avail Mortgage protection insurance

Helpful References
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• 30 Yr. Fixed Vs. 5/1 ARM

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