Has anyone ever dealt with Loan Point USA?

Hi grich,

Thanks for sharing the information in the community forums. This will help a lot of people in resolving their issues with Loan Point USA.

Thanks

I HAVE HAD PAYDAY LOANS WITH THEM SEVERAL TIMES. I HAVE EVEN GOTTEN RAISES IN THE LOAN AMOUNT. DON'T BORROW IT IF YOU CAN'T PAY IT BACK. I HAVE LEARNED A TRICK OR TWO. I GET PAID BI-WEEKLY. I CAN CALL AND RENEW MY LOAN WITH THEM A WEEK AFTER I GET PAID AND THEY WILL GIVE ME THREE WEEKS TO REPAY IT. ALSO, AFTER THEY TAKE THEIR FINANCE CHARGE OUT OF MY ACCOUNT, I CAN GO TO WESTERN UNION AND PAY 13 DOLLARS AND WIRE THEM THE REST BEFORE MY NEXT PAYDAY TO AVOID PAYING FINANCE CHARGE A SECOND TIME. ALWAYS CALL AND ASK QUESTIONS BEFORE MAKING A PAYDAY LOAN. IF THERE IS NO WAY OF TALKING TO A LIVE PERSON, THEN DON'T BORROW THE MONEY. LOANPOINTUSA HAS BEEN A GOOD RESOURCE FOR CASH FOR ME. YES, THEY ARE THE SAME AS GENEVA ROTH.

Hi SONIARR,

Thanks you for sharing the information with the community. It will be helpful for a lot of people.

Jerry

I PAID THE WHOLE PAYMENT, THEN GEAVA ROTH TOOK AN ADDITIONAL PAYMENT. BUT I'VE NEVER HAD A LOAN WITH THEM. AND H OW COME YOU CAN GET ON LOANPOINTS WEBSITE?

Welcome MZJONE,

If you haven't taken loan from Geneva Roth, then they are illegally debiting money from your account. You can file a complaint with the State Attorney General regarding this.

As far as LoanPointUSA is considered, their website is:
"http://www.loanpointusa.com/"

I obtained a loan from this company and it is the worst desicions I ever made .They have obtained from me more than 2,000 dollars and is money that I could use to feed my children. I have already payed them the initial 650.00 that caused en overdraft on my account, Be careful!

well i got a loan and i hope they dont mess me up,because it will be some trouble.

I wish you good luck nette-p! Hope you have a good experience with them. Do post your experience in the community and let others know about your experience.

does anyone know the site for setting up the payment arrangement with them,they gave me the wrong website address?

Hi cheri!

Welcome to forums!

You can get their contact details at "www.loanpointusa.com/ContactUs.aspx". You can contact them directly and set up a payment arrangement.

Sussane

WHAT HAPPENS IF YOU CLOSE YOU BANK ACCOUNT AND DONT PAY THEM

WHAT LEGAL OR ANY OTHER ACTIONS CAN THEY TAKE IF YOU CLOSE YOUR CHECKING ACCOUNT AND NOT PAYTHEM

i am closing my checking account not going to pay them

If you close the account and do not pay them off, they may take legal actions against you.

I REQUESTED A LOAN AND THEY SAID IT WAS APPROVED AND THEN IT DIDNT GO THROUGH SO CANCELLED RECEIVED THE REPLY FROM THEM CONFIRMING IT WAS CANCELLED AND STIPP PUT IT IN MY ACCOUNT WELL I CLOSED THE ACCOUNT AND OPEN A STATMENT SAVING LETS SEE WHAT HAPPENS