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USMAC Law Group - Is it a loan modification scam?

Posted on: 09th Jan, 2009 04:37 pm
Have anyone heard of ( Elect Group,LLC in Coral Springs FL.)
Iam in default for about 3000.00 on my loan with 8.5 fixed rate.
They wont 1.995 up front .To begin paper work on a loan modification
said that they should beable get me 4.fixed rat. Do anyone thank that this might be a scam[/b]
I, too, was a victim of USMAC, who got $3500.00 from us to remodify our mortgage. They were horrible with returning phone calls, and I ended up remodifying my mortgage, myself with my lender. However, my payment did not change much, by only $60.00, which is really insignificant when your mortgage is $2392.00 a month. Can't these crooks of USMAC be stopped and is there any way that the trusting public, can get their money back for a service never provided?
Posted on: 03rd Oct, 2010 11:00 am
Hi Kimmy,

You can contact the State Attorney General's office and file a complaint against USMAC. You can even contact an attorney and check out if you can take any legal actions against them in order to recover your monies.
Posted on: 04th Oct, 2010 12:19 am
I SEEN THERE INFOMERCIAL ONE MORNING AND SINCE I WAS UPSIDE DOWN ON MY MORTGAGE AND THEY "APPEARED" TO BE CREDIBLE I GIVE THEM A CALL. THEY WANTED MONEY ($3995) AND MY ACCOUNT INFO.
I WAS SO STRESSED WITH MY PROPERTY I GAVE THEM A DEPOSIT AND STATED I WOULD MAKE MONTHLY INSTALLMENTS ON THE BALANCE.
AT FIRST THEY WERE RESPONDING TO MY CALLS AND CALLING ME BACK WITH UPDATES. THEN WITHIN MONTHS OF THE PROCESS THE ORIGINAL REP I WAS DEALING WITH (HER NAME WAS/IS CORINNE) WAS NO LONGER WITH THE COMPANY. THEN IT WAS STATED THAT THE REP WAS MARY GEUTHNER. I GOT CONCERNED WHEN EVERY TIME I CALLED TO GET STATUS I WOULD GET A RECORDER. I WOULD LEAVE MSGS-NO CALLBACK....THINGS HAVE GOTTEN SO BAD I AM NOW IN THE PROCESS FOR A SHORT SALE. THANKS USMAC LAW GROUP FOR ALL YOUR HELP-SCUM SUCKING BOTTOMDWELLERS.....
STAY AWAY FROM THIS SH$%%Y PIECE OF CRAP COMPANY.
Posted on: 26th Oct, 2010 06:28 pm
if you use us mac lawgroup call please asap 5203447788
Posted on: 01st Nov, 2010 03:06 pm
USMAC law group is indeed an scam....
Posted on: 20th Jan, 2011 11:58 am
THERE A SCAM THEY GOT ME LAST YEAR, I PAYED THEM 2500.00 AND THEY DID'NT DO ANYMORE THEN IF I TALKED TO MY LENDER. IS THERE AN ATTOURNEY OUT THERE THAT'S DOING A BLANKET LAW SUIT AGAINST MAC .
Posted on: 15th Feb, 2011 05:25 pm
Government Programs DO NOT require 3rd-parties !!!

[URL Deleted as per forum rules. Thanks.]
Posted on: 07th Mar, 2011 09:14 am
YES USMAC IS A SCAM THEY TOOK $3795 FOR THEIR SERVICES. WHICH THEY NEVER DID PROVIDE. I HAVE NOT BEEN ABLE TO CONTACT THEM FOR OVER A YEAR , UNTIL THEY SENT ME A LETTER THIS MONTH BECAUSE I HAVE BEEN TRYING TO WORK WITH MY MORTGAGE COMPANY BECAUSE THEY DID NOT, FOR BREACH OF CONTRACT. USMAC IS THE ONE WHO IS IN BREACH OF CONTRACT, NOT ME!
Posted on: 29th Apr, 2011 06:41 pm
Why don't you file a complaint against them with the BBB and your State Attorney General?
Posted on: 02nd May, 2011 11:13 pm
I agree with what Guest has said... You should contact the State Attorney General's Office and file a complaint against them.
Posted on: 03rd May, 2011 11:26 pm
Legal Subcommittee of the USMac is a complete hoax. Please do not pay their money to modify your loan. They have taken thousands of money! They do not have the people in that place to get your loan modification. This is a brilliant owner has taken in many cases, they are lucky if they can modify a single loan. Do not trust them.
Posted on: 09th May, 2011 11:30 am
LOAN MODIFICATION IS A GOVERNMENT PROGRAM ...

it does not require a third-party !!!
Posted on: 12th May, 2011 02:41 pm
Hi Guggles,

I agree with you. It is always better to contact the lender directly and apply for loan modification. If a third party is contacted for loan modification, then they will charge extra fees and there is no guarantee that the lender will approve the modification.
Posted on: 12th May, 2011 10:50 pm
Unfortubately, many people are inadequately prepared to deal with their lender(s), or feel that their understanding of what needs to be done is inadequate; thus they reach out to third parties.

The grave mistake is that many tap into the scammers instead of the legitimate third parties who might be helpful without the need for thousands of dollars of expenditures.

NACA is a good example of a third party entity that will benefit a consumer at no cost. Further, if a borrower will take the time to search on the HUD website, there are thousands of authorized counseling agencies throughout the country who'll take on a case free of charge. Clearly, as well, there are state agencies across the country who will also step in with free assistance.

The key is that there is no need to spend thousands to get another party to step in and do anything at all, given the numbers of those who'll work for free and professionally, at that.
Posted on: 16th May, 2011 10:33 am
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