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Company Loan Type APR Est. Pmt.

Payday loan yes

My husband has been receving calls from a law firm names evans law in reference to a 200 loan he received with payday loan yes. We reside in tn. They keep calling harrassing and threatening to have him locked up. The number i have for evans law in buffalo ny is 716-685-8470.

sunnyca2009's picture
sunnyca2009 | Joined: August 4, 2009 07:15 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Agree with George. take legal action if some oen does not pay

Do nto take law in your hand

Like | Dislike | Share | Posted: Wed, 09/30/2009 - 10:09

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Pay them what you barrowed and tell them you know thier illegal and you have contacted the authorities. Google them with the word illegal and you will find serveral sites confirming all of this. I went directly to my bank and changed my account number, apparently people even report they'll take money out in the future for no reason. They are crooks, bottom line, and they can't even report you to a collection agency.

Like | Dislike | Share | Posted: Thu, 01/13/2011 - 08:29 | Post subject:

thewretched02's picture
thewretched02 | Joined: June 23, 2009 08:18 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

aside from the whole whether or not they can threaten you debate, the question remains as to why the loan hasnn't been repaid.

I'm not judging here, just wondering if there might be a bigger problem than just a $200 loan which hasn't been paid back.

Nonnie, I notice this thread started over a month ago - are you still getting calls?

Like | Dislike | Share | Posted: Mon, 10/19/2009 - 18:24

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

if you are being harassed by a creditor, especially in a case such as this in which they are threatening "having him locked up," then you should file a complaint with the federal trade commission (ftc.gov). it is illegal for them to threaten jail or anything remotely like that.

this law firm needs to be reported - please do so.

but also, please, see if you can find a way to pay that loan - that will certainly eliminate the harassment.

Like | Dislike | Share | Posted: Thu, 09/17/2009 - 11:37

smith.sussane's picture
smith.sussane | Joined: September 18, 2008 09:57 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Nonnie!

Welcome to forums!

If your husband has taken a payday loan, then he will have to return it. If he does not return the amount, then the payday loan company has the right to sue him for the amount. If your husband has already paid off the dues and still the payday loan company is harassing him, then he can contact an attorney and take legal actions against the company.

Feel free to ask if you've further queries.

Sussane

Like | Dislike | Share | Posted: Tue, 09/15/2009 - 20:29

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

not unlike some of what we see here

Like | Dislike | Share | Posted: Sun, 10/25/2009 - 19:27

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

They're not quite illegal Jim...they are quite legal in most states, in fact. Does that mean they're good places to borrow money? No, not at all. I urge anyone to avoid payday lenders at all costs - too many horror stories have been written on this site for me to feel any other way.

Like | Dislike | Share | Posted: Tue, 01/25/2011 - 13:34

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

the nature of this payday loan beast, i am afraid, is that these loans rarely get paid at the time they are due in full. extension after extension and then finally collections agents calling with threats of all sorts of crazy, scary things that will take place.

then (and only then) do we see people seeking help from MortgageFit - how do i call this company...or where are they located....or what do i do now that i didn't make my payments...same story, different day for the most part. it's a sad state of affairs.

Like | Dislike | Share | Posted: Mon, 10/19/2009 - 21:34

sunnyca2009's picture
sunnyca2009 | Joined: August 4, 2009 07:15 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

They are really worse than a credit card

So be careful, before you take any payday loan advance

Like | Dislike | Share | Posted: Fri, 10/23/2009 - 12:45

thewretched022's picture
thewretched022 | Joined: October 21, 2009 06:32 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Payday loans certainly have tyheir place, but can become a trap if not closely managed. Pay them off promptly and they can be a useful tool to get you out of a bind, forget about them or ignore them and they will ruin your credit and your life.

Like | Dislike | Share | Posted: Wed, 10/21/2009 - 18:59

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

nonnie noted in the first sentence that it's a loan her husband received.

Like | Dislike | Share | Posted: Mon, 09/28/2009 - 07:44

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

also, he is the one receiving the calls.

Like | Dislike | Share | Posted: Mon, 09/28/2009 - 07:45

sunnyca2009's picture
sunnyca2009 | Joined: August 4, 2009 07:15 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

opps missed that call

Like | Dislike | Share | Posted: Tue, 09/29/2009 - 20:09

sunnyca2009's picture
sunnyca2009 | Joined: August 4, 2009 07:15 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Nonnie

You did not confirm if this loan was taken by yoru husband

Ifnto have you told these people that they are callign a wrong person

Like | Dislike | Share | Posted: Sat, 09/26/2009 - 16:11

manoj_gopale's picture
manoj_gopale | Joined: February 16, 2009 10:31 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

nonnie,

apart from all the valuable instructions mentioned above, I will just add that you better respond them and hear what they want to convey....This will surely change the tone in which they are approaching.

If they continue to harrass you, it is better to take a legal help.

keep in touch....
:arrow: :arrow: :arrow:

Like | Dislike | Share | Posted: Wed, 09/30/2009 - 00:20

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

i agree with your assessment of the situation, wretched. unfortunately, the reality for most payday loan borrowers is that they cannot pay them back promptly, thereby causing renewals and additional expenses. then we continue to see that the companies who grant these loans aren't easy to find, either.

Like | Dislike | Share | Posted: Sat, 10/24/2009 - 06:40

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

that's all wonderful manoj, but if they are threatening to lock someone up, then they are violating the law and ought to be reported to the ftc.

yes, the debt should be paid in full and that'll stop the calls - of that there is no doubt.

Like | Dislike | Share | Posted: Wed, 09/30/2009 - 07:07

sunnyca2009's picture
sunnyca2009 | Joined: August 4, 2009 07:15 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

It is a vicious circle

Like | Dislike | Share | Posted: Sat, 10/24/2009 - 10:38

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