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I want to report for mortgage fraud. Where to look for ???

I want to report for mortgage fraud. What to do and where to go. I stay in georgia.

Any information will be highly appreciated.

Thanks in advance.

adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi bretop,

Good to see people are coming forward and taking initiative about these mortgage frauds.
Here are some information where you can report about the loan fraud.

FBI Field Office, Mortgage Fraud
White Collar Crime Supervisor
2635 Century Pkwy, NE, Suite 400
Atlanta, GA 30345-3112
Phone: (404) 679-9000

Office of the Attorney General of Georgia
http://ganet.org/ago/consumer_info.html
40 Capitol Square, SW
Atlanta, Georgia 30334
Phone: (404) 656-3300

Georgia Real Estate Commission &
Georgia Real Estate Appraisers Board
http://www.grec.state.ga.us/
229 Peachtree Street, N.E.
International Tower, Suite 1000
Atlanta, Georgia 30303-1605
Phone: 404-656-3916
Fax : 404-656-6650

You can contact these places and I am sure that you will get justice. On these place not only you can report on mortgage fraud but you can also report for any investment scams or credit card scam etc.

Like | Dislike | Share | Posted: Thu, 02/04/2016 - 23:57 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

You can contact U.S. Dept. of Housing and Urban Development (HUD) also. They can also help you out.

Like | Dislike | Share | Posted: Thu, 02/04/2016 - 23:57 | Post subject:

ckalvesmaki's picture
ckalvesmaki | Joined: January 28, 2006 06:28 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

What are some of the specifics of the fraud you wuold like to report?

Like | Dislike | Share | Posted: Thu, 02/04/2016 - 23:57 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My loan terms and conditions has been changed after closing and without my concent. This is done by my lender.

Like | Dislike | Share | Posted: Thu, 02/04/2016 - 23:57 | Post subject:

ckalvesmaki's picture
ckalvesmaki | Joined: January 28, 2006 06:28 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

What exactly has changed? This may or may not be fraud but a civil issue.

Like | Dislike | Share | Posted: Thu, 02/04/2016 - 23:57 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My interest rate has been changed and payment options has also been altered.

Like | Dislike | Share | Posted: Thu, 02/04/2016 - 23:57 | Post subject:

ckalvesmaki's picture
ckalvesmaki | Joined: January 28, 2006 06:28 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

What kind of loan is it? How long have you had it?

Like | Dislike | Share | Posted: Thu, 02/04/2016 - 23:57 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

The lender can not change the terms of a loan after the settlement has taken place.

Were you dealing with a broker or a lender?

Have you called the lender?

What did they say?

I assume all the paperwork you signed at setttlement had the rate/terms you had agreed on during the processing; right?

It could be the title company didn't collect enough in impounds and they are adjusting escrow.

Hope this helps.

Like | Dislike | Share | Posted: Thu, 02/04/2016 - 23:57 | Post subject:

adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi, DZ

Welcome to Forum

[quote:47c983a943]
I assume all the paperwork you signed at setttlement had the rate/terms you had agreed on during the processing; right? [/quote:47c983a943]

Really these are some usefull points you have mentioned.

Why dont you join the mortgagefit community. I think as a member you can help others in a better way. :)

Adonis

Like | Dislike | Share | Posted: Thu, 02/04/2016 - 23:57 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi, I don't really know much in the way of the mortgage business. I own a web design company which was recently called by a local mortgage company. After a three hour meeting with the "CEO" I find out the guy really just wants me to fill out a "loan officer application". If I do this(and pay $180+$160/yr, he promises to bring me business...200 clients supposedly..Now this all sounds pretty shady to me so I'm asking you guys: Does this seem like some sort of scam or fraud common in loan companies?

Like | Dislike | Share | Posted: Thu, 02/04/2016 - 23:57 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

To become a mortgage loan officer one needs to get proper training. You just cannot become a loan officer suddenly.

I do not know why that mortgage company approached you for this purpose, as you are from a web designing background. There are many such companies who would try such measures to boost there own financial interest. Also the loan officers work for lending institutions and help to bring business for the company.

Like | Dislike | Share | Posted: Thu, 02/04/2016 - 23:57 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Thanks, I figured something didn't smell right about this. I've heard of companies collecting info to take out bogus loans. I am in Nevada and many here are not straight forward. They gave me a whole packet of applications. One for a mortgage agent license, a disclosure form, and a couple of independent contracts also concerning commissions granted for loan refferal. Also the guy who claims to be the CEO isn't on the list of officers posted on the Secretary of State site...

Like | Dislike | Share | Posted: Thu, 02/04/2016 - 23:57 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I thought so that it might be something like this only. Good of you to inquire before signing on anything.

Like | Dislike | Share | Posted: Thu, 02/04/2016 - 23:57 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

It's a strange offer indeed. May be the mortgage company has some plans which they are right now concealing from you. It's better to stay away from such a deal.

Like | Dislike | Share | Posted: Thu, 02/04/2016 - 23:57 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Thanks for the insight!I would be happy to discuss it further if interested ( [color=white:5ebff40f6d]'[/color:5ebff40f6d]skycityoracle@hotmail.com ) but otherwise I'm gonna leave this one alone.
Thanks Again,
PJ

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altanivel's picture
altanivel | Joined: February 3, 2007 06:23 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

had a mtg broker as borrower in minnesota..The [url=http://www.mortgagefit.com/refinance.html]refinance[/url] loan closed in July 06'.
the borrower never bothered to make a payment. The wholesale lender is coming after my broker. I originated the loan as a W2 employee am I liable because now my broker wants to sue me for costs and attorney fees according to my ind. contraotor agreement. the ind. cont agreement does not cover W2 does it..?

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adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I don't think you should be sued. Instead, your broker should sue the borrower.

Like | Dislike | Share | Posted: Thu, 02/04/2016 - 23:57 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

What's the ind. contractor agreement?

Like | Dislike | Share | Posted: Thu, 02/04/2016 - 23:57 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

It's the Independent Contractor Agreement.

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