Posted on: 30th Dec, 2008 07:46 pm
I have had the same mortgage company for 7 years. In 2006 they paid my property taxes late, causing me to incur delinquent taxes ever since. I have tried for two years to fix that to no avail. I phoned them yesterday and they said they never received a tax bill from the county, then they said the county told them I owed no tax! Riiiight. I called the county and they did send the mortgage company a bill last October but never got a payment from them.
Now, I get my annual escrow statement with a check attached for $3767.40, and discover they did not pay my property taxes at all last November! If they had paid them on time my tax bill would have been $3636.41, but now it is $3975! I deposited the check, paid the county $3636.41 and told my mortgage company they need to pay the rest out of their pocket.
The other weird thing is the statement shows a balance of $5247.67 in December and the next motnth (January 09) it shows a blance of zero! There is no entry for their check to me of $3767.40. There should be a balance of over $1480 after they sent me that check. What did they do with my money?
I faxed them a complete account of their mistakes and action required on their part. I have copies of all correspondence and fax confirmations for over two years. Are they puling a fast one here and to what agency do I report this if it is fraud? Thanks,
Jannie May
Now, I get my annual escrow statement with a check attached for $3767.40, and discover they did not pay my property taxes at all last November! If they had paid them on time my tax bill would have been $3636.41, but now it is $3975! I deposited the check, paid the county $3636.41 and told my mortgage company they need to pay the rest out of their pocket.
The other weird thing is the statement shows a balance of $5247.67 in December and the next motnth (January 09) it shows a blance of zero! There is no entry for their check to me of $3767.40. There should be a balance of over $1480 after they sent me that check. What did they do with my money?
I faxed them a complete account of their mistakes and action required on their part. I have copies of all correspondence and fax confirmations for over two years. Are they puling a fast one here and to what agency do I report this if it is fraud? Thanks,
Jannie May
Welcome Laynejo,
You should immediately contact your attorney and take legal steps against your lender for not paying your taxes on time.
You should immediately contact your attorney and take legal steps against your lender for not paying your taxes on time.
how do I claim my property taxes if they aren't a part of my monthly payments? I pay them separetly at the end of the year
MY MORTGAGE COMP. CHANGED ADD THE PREVIOUS COMP . FAILED TO PAY MY TRASH AND SEWER TAXES , NO I HAVE A CIVIL ACTION AGAINST ME . CAN THEY DO THIS TO ME?
Welcome SANDI,
Were the mortgage company liable for paying the trash and sewer taxes? If yes, then you can take legal actions against them for not paying off the taxes.
Were the mortgage company liable for paying the trash and sewer taxes? If yes, then you can take legal actions against them for not paying off the taxes.
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