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My wife has a quit claim on the house, but she isn't on the mortgage aspect. The mortgage payment has been coming out of her checking account ACH for a long time. What I want to know is will this cause a problem for her at the time of my death ?

I don't want to [url=]refinance[/url] when I've paid 15 years of interest already and so close to just paying principal. I have Wells Fargo for the mortgage.

smith.sussane's picture
smith.sussane | Joined: September 18, 2008 09:57 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Fancy!

Welcome to forums!

You can ask your fiancee to add your name to the property deed by signing a quitclaim deed. However, once your name is added to the property deed, there are chances that the lender will ask you to refinance the mortgage along with your fiancee.

Feel free to ask if you've further queries.


Like | Dislike | Share | Posted: Tue, 03/29/2011 - 00:28 | Post subject:

eric1's picture
eric1 | Joined: January 4, 2009 03:52 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

There is no way to add her without refinancing. You should just leave everything alone. If you happen to pass away, she can continue making the payments even though she is not on the mortgage.

Like | Dislike | Share | Posted: Mon, 07/13/2009 - 16:43 | Post subject:

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