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Which banks may finance manufactured homes?

Posted on: 25th Oct, 2007 03:40 pm
Anyone know any lenders (banks) that will finance Manufactured Homes in North or South Carolina ?

I know of US Bank, Taylor, Bean & Whitaker and Flagstar, any others?
Most conforming lenders will, their just gonna stip you to death with little details. Must be on permanent foundation, low LTV, excellent credit, etc. I am not a manufactured expert by any means, I gave up on that a long time ago.

Maybe someone will come along with some additional information.
Posted on: 25th Oct, 2007 04:54 pm
Hi Jayboltz,

Manufactured homes are financed by specialized group of lenders but to obtain financing you need to have permanent foundation.

Regarding Flagstar, we do have a community member, Eugene associated with the bank. So, you can send him a pm, may be he'll be able to help you.

You can also find out lenders in our community who can help you out with such loans. For that you need to send in your request for mortgage quotes along with a few other details. As soon as your request reaches the community, it will forward it to lenders and they shall contact you in case they can offer you such a loan.

If you can give me some more details as to your credit condition and financial situation, it will be easier for me to give you any related suggestions. And, if you have further queries, please do not hesitate to ask.

Hope this helps...

God bless you.

Samantha.
Posted on: 26th Oct, 2007 04:39 am
Hi jay...you sound like a Loan Officer.

Taylor Bean is the only lender i use for Manufactured homes....they have no price hits for loan amounts, manual underwriting or manufactured home
Posted on: 15th Nov, 2007 05:03 pm
What banks finance used mobile homes in the Wareham, Mass. area?
The zip code would be 02538
Posted on: 07th May, 2009 10:17 am
Hi slbelson,

There are many banks and lenders who can finance your mobile home. But your qualification for the loan depends on a number of factors. How old is the mobile home that you want to purchase? does it need any repair? does it have a permanent foundation? What is your credit score?
Posted on: 08th May, 2009 10:36 pm
need lender in beaumont texas area
Posted on: 14th May, 2009 07:48 am
I know lenders who will finance a manufactured home in Mass but the loan would need to be full doc.
Posted on: 14th May, 2009 08:56 am
Unfortunately, most lenders have gotten out of the doublewide business over the past year or so... but keep looking because there are a few good ones left.

TBW seems to be the most popular at the moment that I know of... we do still close a few with Bank of America but their turn times have slowed as the recent surge in business has backed them up.

Best of luck!
Posted on: 16th May, 2009 08:58 pm
My boyfriend and I are trying to buy our first house and we found one that we like but when we went to get everything ready for it, we were told that no one would finance us because it was considered a modular home. Im wondering if anybody knows anyplace around Midland or Saginaw, MI that we can get financing?
Posted on: 19th Jul, 2009 11:11 am
Find local lender.
Go through local news papers advertisement.

This will definately help you.
Posted on: 19th Jul, 2009 11:33 am
Wells Fargo will do it.
Posted on: 12th Oct, 2009 06:33 am
hello dolly! wow...local newspaper ads are not going to find someone a mobile/manufactured home lender. our questioner is better off with an internet search, by far.
Posted on: 12th Oct, 2009 07:38 am
TBW WAS MY MORTGAGE COMPANY BACKED BY FHA NOW I AM OUT THERE NO ONE WANTS LOANS OF A MANUFACTURED HOME IN COLUMBIA,MO. DON'T KNOW WHAT TO DO
Posted on: 15th Nov, 2009 07:55 am
Hi DEE,

Finding a mobile home loan lender is not easy in this market. Many of the lenders no longer offer loans for manufactured homes. Only a few of them in certain states still offer such loans. How good is your credit? Are you looking only for FHA-backed mortgages? You may go for a no-obligation free mortgage consultation with the lenders in this community. They will assess your financial situation, credit, etc. and will let you know if you qualify for a mobile home. If any of them still offers mobile home loan and you qualify for it, he should be able to help you with the loan.
Posted on: 18th Nov, 2009 01:44 am
Hi everyone I just wonder if anyone know any bank that loan for mobile home in the state of Georgia, please let me know? Here is my email: "webmaster@hmongonline.us"

[Email address deactivated as per forum rules.]
Posted on: 12th Mar, 2010 07:11 am
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