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Which banks may finance manufactured homes?

Anyone know any lenders (banks) that will finance Manufactured Homes in North or South Carolina ?

I know of US Bank, Taylor, Bean & Whitaker and Flagstar, any others?

livinginnky's picture
livinginnky | Joined: September 8, 2007 08:31 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Most conforming lenders will, their just gonna stip you to death with little details. Must be on permanent foundation, low LTV, excellent credit, etc. I am not a manufactured expert by any means, I gave up on that a long time ago.

Maybe someone will come along with some additional information.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:33 | Post subject:

Samantha's picture
Samantha | Joined: September 16, 2005 11:59 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Jayboltz,

Manufactured homes are financed by specialized group of lenders but to obtain financing you need to have permanent foundation.

Regarding Flagstar, we do have a community member, Eugene associated with the bank. So, you can send him a pm, may be he'll be able to help you.

You can also find out lenders in our community who can help you out with such loans. For that you need to send in your request for mortgage quotes along with a few other details. As soon as your request reaches the community, it will forward it to lenders and they shall contact you in case they can offer you such a loan.

If you can give me some more details as to your credit condition and financial situation, it will be easier for me to give you any related suggestions. And, if you have further queries, please do not hesitate to ask.

Hope this helps...

God bless you.

Samantha.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:33 | Post subject:

banker0679's picture
banker0679 | Joined: November 15, 2007 10:05 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi jay...you sound like a Loan Officer.

Taylor Bean is the only lender i use for Manufactured homes....they have no price hits for loan amounts, manual underwriting or manufactured home

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:33 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

What banks finance used mobile homes in the Wareham, Mass. area?
The zip code would be 02538

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:33 | Post subject:

jenkin7's picture
jenkin7 | Joined: June 4, 2007 11:02 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi slbelson,

There are many banks and lenders who can finance your mobile home. But your qualification for the loan depends on a number of factors. How old is the mobile home that you want to purchase? does it need any repair? does it have a permanent foundation? What is your credit score?

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:33 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

need lender in beaumont texas area

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:33 | Post subject:

eric1's picture
eric1 | Joined: January 4, 2009 03:52 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

I know lenders who will finance a manufactured home in Mass but the loan would need to be full doc.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:33 | Post subject:

solidaynathan's picture
solidaynathan | Joined: March 13, 2009 01:24 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Unfortunately, most lenders have gotten out of the doublewide business over the past year or so... but keep looking because there are a few good ones left.

TBW seems to be the most popular at the moment that I know of... we do still close a few with Bank of America but their turn times have slowed as the recent surge in business has backed them up.

Best of luck!

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:33 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My boyfriend and I are trying to buy our first house and we found one that we like but when we went to get everything ready for it, we were told that no one would finance us because it was considered a modular home. Im wondering if anybody knows anyplace around Midland or Saginaw, MI that we can get financing?

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:33 | Post subject:

dollylee9's picture
dollylee9 | Joined: July 19, 2009 03:44 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Find local lender.
Go through local news papers advertisement.

This will definately help you.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:33 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Wells Fargo will do it.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:33 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

hello dolly! wow...local newspaper ads are not going to find someone a mobile/manufactured home lender. our questioner is better off with an internet search, by far.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:33 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

TBW WAS MY MORTGAGE COMPANY BACKED BY FHA NOW I AM OUT THERE NO ONE WANTS LOANS OF A MANUFACTURED HOME IN COLUMBIA,MO. DON'T KNOW WHAT TO DO

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:33 | Post subject:

jenkin7's picture
jenkin7 | Joined: June 4, 2007 11:02 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi DEE,

Finding a mobile home loan lender is not easy in this market. Many of the lenders no longer offer loans for manufactured homes. Only a few of them in certain states still offer such loans. How good is your credit? Are you looking only for FHA-backed mortgages? You may go for a no-obligation free mortgage consultation with the lenders in this community. They will assess your financial situation, credit, etc. and will let you know if you qualify for a mobile home. If any of them still offers mobile home loan and you qualify for it, he should be able to help you with the loan.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:33 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi everyone I just wonder if anyone know any bank that loan for mobile home in the state of Georgia, please let me know? Here is my email: "webmaster@hmongonline.us"

[size=9:d5a8d30d00][color=Red:d5a8d30d00][Email address deactivated as per forum rules.][/color:d5a8d30d00][/size:d5a8d30d00]

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jenkin7's picture
jenkin7 | Joined: June 4, 2007 11:02 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Yang,

[url=http://www.mortgagefit.com/mobile-homeloan.html]Mobile home loans[/url] are not easy to get these days. Most of the lenders have stopped offering loans against mobile homes. You can contact local lenders and see if they can offer you the loan. There are a number of lenders in this community as who offer loans in Georgia. You may go for a no-obligation free mortgage consultation with them. If they do offer mobile home loans and if you meet the qualifying criteria, you can get the loan.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:33 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

We are trying to find financing for a new mobile home with land improvement (septic ,well and impact fees). The land is ours free and clear. We do not want to go FHA due to the high closing cost and PMI. How do we find a Finance company /bank ourselves?

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:33 | Post subject:

savior70's picture
savior70 | Joined: March 25, 2009 05:14 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

To Sherri,

It's a bit difficult to find mobile home lenders now-a-days. Have you contacted any local lenders? Some of them still offer loans against mobile home. You can also contact a manufactured home seller who might refer you to a lender who offers mobile home loans. There are lenders in this community. You can even go for a no-obligation free mortgage consultation with them to find out if any of them can help you with the mobile home loan.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:33 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Does anyone know who will finance a manufactured home in Central Illinois?

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adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Welcome Dkay,

You can contact the Central Illinois based lenders who offer manufactured home loans and apply for a pre-approval. Depending upon your financial situation, debt to income ratio and your credit scores, you will be able to get a mortgage.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:33 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

needing a loan in the tulsa, ok area for manufactured home

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jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi kay,

You should contact the lenders offering manufactured home loans in your area. If you satisfy the criteria of the lender, then you'll be able to [url=http://www.mortgagefit.com/Mortgage-Basics/do-i-qualify-for-a-mortgage.h... for a mortgage[/url]. You can even seek a no obligation free mortgage quote from the lenders of this community and check out what type of rates and terms you'll qualify for.

Thanks

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:33 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

The Federal Housing Administration suspended Taylor, Bean & Whitaker Mortgage Corp. from making loans insured by the federal agency, and raised questions about the company's business practices and financial disclosures.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:33 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

21st Mortgage - nationwide mobile lender.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:33 | Post subject:

smith.sussane's picture
smith.sussane | Joined: September 18, 2008 09:57 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Guest!

Welcome to forums!

Your query is not clear? What do you want to know about 21st Mortgage? Please post your query in details so that members here can give you some suggestions.

Feel free to ask if you've further queries.

Sussane

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:33 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Mountain West is awesome with manufactured home loans and, I'm not sure, but wells fargo MIGHT do it alos .

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:33 | Post subject:

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Thanks, mp, for sharing your opinion in the forums!!

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:33 | Post subject:

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