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Company Loan Type APR Est. Pmt.

Mortgage Forums

Short term disability

Posted on: 27th May, 2020 01:43 pm
I’ve been on short term for around three months and my wife has been unemployed due to covid19 since that all started. She’s back to work and my situation hasn’t changed. Our credit is great like 700 plus, and we have loads of equity. Our current interest is around 3.9 I think. Does our employment situation eliminate any chances of getting our rates/pmts lower?

Moore Marsden Rule - What if the value of the house is less than the purchase price when the marriage occurred?

Posted on: 10th Feb, 2020 02:58 pm
Purchased the house in 2003 for $319,000. Put down $17,000 on my own. Value of the house at marriage was $266,000, so less than what was purchased for. No principle payments were made until a few years after marriage, $34,974. Value at time of separation is $495,000. Does that mean she is entitled to more, than had the house been worth more then the purchase price at the time of marriage? When I do the calculations online, it will not allow me to put an amount less than the purchase price for the value at the time of marriage. Does this question even make sense?

Texas A6

Posted on: 22nd Nov, 2019 05:33 pm
We purchased our home 12 yrs ago and we were not familiar with the TexasA6 law. It was a conventional loan we used for upgrades on the home. It was just a small loan around $8,000 which since has been repaid. My question is, we are Veterans and we wanted to do a VA Loan refinance on our home now since the interest rate is so low. We were told that we could not refinance VA because of the Texas Law even though it was 12 years ago and has since been repaid. The loan person did not tell us about the Texas law at the time, we came to Texas from California and were not familiar. Is it true, we can never do a VA refinance on our home now. Please help me understand. Thank You.

2006 Mobile Home on Foundation Can it be used as Collateral for a Home Repair Loan

Posted on: 10th Oct, 2019 06:49 pm
My 2006 Mobile Home, a 3 BR, 2 bath, den/dining room combination with a Rock Fireplace (Propane Gas), living room, Kitchen and Laundry Room needs approximately $10,000.00 in repairs. The home sits on 3/4 acre of land and there isn't a mortgage on it or the land. The tax value is $75,000.00. Could I use it as collateral to obtain that loan?

MY HUSBAND IS THE PRIMARY OWNER ON THE MORTGAGE LOAN

Posted on: 16th Aug, 2019 01:02 pm
My husband is the primary or borrower and i am his spouse as a secondary or co-borrower of the mortgage loan however my husband is facing deportation although i called my mortgage and inquired if how could i transfer or claim the 1098 since it was under his social security into my social security so i could claim when filing income tax return and i was advised to file a simple assumption. Can you please explain me about this program or how could impact my Credit History/Report because right now my Credit is under Freeze otherwise does this program required a good credit report. Thank you
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